If on the due date we are unable to collect the amount due on your chosen payment method, we will send you a notification and give you a courtesy period of two to seven days to update your payment method or to ensure that you have funds available on your default payment method. If you update your card, we may attempt to recover the outstanding payment immediately. If not, we will attempt to recover to your original card again at the end of the two to seven day period. It is important that you ensure you have sufficient funds available to complete your payment on the due date. If we are unable to collect the second instalment during the grace period, we will add the unpaid total to the final instalment, including a late payment penalty.